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Gaya APA

Naja, H, R, D. (2005). Hukum Kredit dan Bank Garansi: The Bankers Hand Book . Bandung: Citra aditya bakti.

Gaya MLA

Naja, H., R., Daeng. "Hukum Kredit dan Bank Garansi: The Bankers Hand Book". Bandung: Citra aditya bakti, 2005. Text.